Spend your naira anywhere.
Pay for Netflix and ChatGPT, buy light, send money to Mum and get paid from abroad. All from one WhatsApp chat.
Text Milo on WhatsApp
Scan the code with your phone, or open this link to start the chat.
Text Milo on WhatsApp
Scan the code with your phone, or open this link to start the chat.
Everything you do with money, in one WhatsApp chat
Pay for Netflix, ChatGPT, Spotify, Apple Music, YouTube Premium, Canva, Amazon, AliExpress, Udemy and Coursera, and for school application fees abroad.Text Milo
Fund my card with $20
Get paid by clients on Upwork, Fiverr or Deel, collect your salary from a remote job, or receive what your family sends from the UK, US or Canada.Text Milo
I want to receive money from abroad
Cash out your USDT or USDC, a crypto payment from a client, or your trading profits, with no P2P trader in between.Text Milo
Sell 100 USDT
Buy light for your prepaid meter, renew DSTV, GOtv or Startimes, and top up airtime and data for yourself or your family.Text Milo
5k light for meter 45071234567
Pay your rent, send money to Mum, pay a vendor, or split a bill with friends. A voice note or a photo of the account details works too.Text Milo
Send 50k to Tunde
Pay the account number on a receipt, a POS slip, an invoice, or written on a piece of paper. Take a photo and Milo reads it, so you never type ten digits again.Send the photo and say
Pay the account in this photo
Send money, buy data or pay a bill by voice note when your hands are full, you are on the road, or you just do not feel like typing.Hold the mic and say
Send 5k to Mum
English, Pidgin, Yoruba, Igbo or Hausa. Say it however it comes out and Milo keeps up.Text Milo
Bami shey 2 thousand naira si Praise
Collect your salary, take payments from your customers, and get an alert the moment money lands.Text Milo
My account details
Set up rent every month, pocket money every Friday, or staff salaries at the end of the month. You approve once and it runs by itself.Text Milo
Send 20k to Mum every Friday
Check your balance, see where your money went this week, or get a statement for a visa or a loan application.Text Milo
How much did I spend this week?
Dollar card
Pay for Netflix, ChatGPT, Spotify, Apple Music, YouTube Premium, Canva, Amazon, AliExpress, Udemy and Coursera, and for school application fees abroad.Text Milo
Fund my card with $20
Money from abroad
Get paid by clients on Upwork, Fiverr or Deel, collect your salary from a remote job, or receive what your family sends from the UK, US or Canada.Text Milo
I want to receive money from abroad
Crypto to naira
Cash out your USDT or USDC, a crypto payment from a client, or your trading profits, with no P2P trader in between.Text Milo
Sell 100 USDT
Bills
Buy light for your prepaid meter, renew DSTV, GOtv or Startimes, and top up airtime and data for yourself or your family.Text Milo
5k light for meter 45071234567
Send money
Pay your rent, send money to Mum, pay a vendor, or split a bill with friends. A voice note or a photo of the account details works too.Text Milo
Send 50k to Tunde
Snap to pay
Pay the account number on a receipt, a POS slip, an invoice, or written on a piece of paper. Take a photo and Milo reads it, so you never type ten digits again.Send the photo and say
Pay the account in this photo
Voice notes
Send money, buy data or pay a bill by voice note when your hands are full, you are on the road, or you just do not feel like typing.Hold the mic and say
Send 5k to Mum
Understands your language
English, Pidgin, Yoruba, Igbo or Hausa. Say it however it comes out and Milo keeps up.Text Milo
Bami shey 2 thousand naira si Praise
Your account
Collect your salary, take payments from your customers, and get an alert the moment money lands.Text Milo
My account details
Scheduled payments
Set up rent every month, pocket money every Friday, or staff salaries at the end of the month. You approve once and it runs by itself.Text Milo
Send 20k to Mum every Friday
Track your money
Check your balance, see where your money went this week, or get a statement for a visa or a loan application.Text Milo
How much did I spend this week?
A dollar card for Netflix and ChatGPT.
Spotify, Apple Music, Canva, Amazon and school fees abroad too. Top it up from your naira with one text.
Get paid from abroad. Spend it as naira.
A client on Upwork, a remote salary, or your sister in London. It lands in your Milo balance as naira.
Turn your USDT into naira by text.
Send it to your own Milo address and the naira is in your balance. No P2P trader in between.
A dollar card for Netflix and ChatGPT.
Spotify, Apple Music, Canva, Amazon and school fees abroad too. Top it up from your naira with one text.
Get paid from abroad. Spend it as naira.
A client on Upwork, a remote salary, or your sister in London. It lands in your Milo balance as naira.
Turn your USDT into naira by text.
Send it to your own Milo address and the naira is in your balance. No P2P trader in between.
A dollar card for Netflix and ChatGPT.
Spotify, Apple Music, Canva, Amazon and school fees abroad too. Top it up from your naira with one text.
Get paid from abroad. Spend it as naira.
A client on Upwork, a remote salary, or your sister in London. It lands in your Milo balance as naira.
Turn your USDT into naira by text.
Send it to your own Milo address and the naira is in your balance. No P2P trader in between.
what people say
Rent is due “Send 450k to my landlord”
Milo shows you the name on the account. You approve with your PIN and the receipt is in the chat.
NEPA took light “5k light for meter 45071234567”
Your token arrives in the chat. Type it into the meter and the light is back.
Netflix is about to renew “Fund my card with $10”
Your dollar card is topped up from your naira and Netflix goes through.
Mum needs her Friday money “Send 20k to Mum every Friday”
You approve it once. It goes every Friday without you lifting a finger.
A client in London is paying you “I want to receive money from abroad”
Milo gives you your own dollar address. When they pay, the naira lands and you get an alert.
Your data just finished “2GB data for 08031234567”
The data is on the line in seconds. Works for your own number or anybody else's.
The match starts at 8 “Renew my DSTV Compact”
Your decoder is renewed before kick-off.
Dinner with the guys “Split 30k between John and Emeka”
One message, one PIN, and both of them are paid.
The embassy wants a statement “Send my statement for 6 months”
A stamped PDF statement lands in the chat, ready to upload.
You want ChatGPT Plus “Fund my card with $20”
Twenty dollars is on your card and your subscription is active.
You sold a design for USDT “Sell 100 USDT”
Send it to your Milo address and the naira is in your balance. No P2P.
It is month end “How much did I spend this month?”
Transfers, bills and card spending, added up for you.
Frequently Asked Questions
MiloQUESTIONS
use milo today!
Your account, your dollar card, your bills and your money from abroad. One WhatsApp chat.